Personal Banking

Experience banking in style with our Fresh card designs

Stylish, simple and packed with benefits. Explore Fresh Foreign Currency, MedMiles, credit, debit and prepaid cards — plus the services that keep them secure.

Fresh cards MedMiles

Collection

A card for how you spend

Convert your card to a Fresh Credit Card and enjoy a wide range of rewards and benefits — or choose MedMiles, a classic credit card, debit or prepaid.

Fresh

Fresh Foreign Currency

Credit cards funded by cash collateral, for online and international spending.

Prepaid

Fresh Funds Prepaid

Travel and Income cards — no bank account required.

MedMiles

Co-branded mileage Visa cards with Middle East Airlines.

Credit

Credit cards

Visa and Mastercard in USD, EUR and LBP, including syndicate cards.

Debit

Debit cards

Youth, Platinum and Classic debit linked to your account.

Services

Card services

OTP, protection, eSIM, instant issuance and spending limits.

Fresh

Fresh Foreign Currency Credit Cards

New vibes, new features. Fresh cards are issued against a 120% cash margin in the same currency. Limit up to USD 50,000. Lebanese residents.

MedMiles Infinite

MedMiles Infinite Fresh Foreign Currency Credit Card

Your ticket to infinite benefits. Enjoy a wide range of benefits with MedMiles Infinite Credit Card.

Worldwide acceptance and recognition
Unlimited miles: 1 mile for every USD 0.75 Fresh Funds spent on purchases
Flexible repayment from 10% (minimum USD 50) of your monthly outstanding balance
Free access to over 1,000 VIP airport lounges (one guest free) via the Visa Airport Companion App as of 1 October 2024
SmartDelay: free lounge access with 4 guests if your flight is delayed 1 hour or more
Free Cedar Lounge access at Beirut–Rafik Hariri International Airport (one guest free)
Free 3GB global roaming data (one time, 21 days) and 25% off additional data at knowroaming.com
Concierge 24/7, full multi-trip travel insurance, Schengen visa insurance certificate
Purchase protection, extended warranty and Collision Damage Waiver

MedMiles Platinum

MedMiles Platinum Fresh Foreign Currency Credit Card

Explore a wide range of benefits with MedMiles Platinum Credit Card.

1 mile for every USD 1 Fresh Funds spent on purchases
4 free annual visits to Cedar Lounge; 6 free annual visits to 25 VIP lounges worldwide (USD 32 per extra visit/guest)
Free access to LAT and Beirut Lounges at Beirut airport
Free 3GB global roaming data (one time) and 25% off additional data
Flexible repayment from 10% (minimum USD 50)

Platinum Fresh

Platinum Fresh Foreign Currency Credit Card

The finest choices just for you. Enjoy a wide range of benefits on Bankmed Visa Platinum Credit Card.

Grace period up to 50 days from your transaction date
6 free annual visits to 25 VIP airport lounges worldwide (USD 32 per extra visit/guest)
Flexible repayment from 10% (minimum USD 50)
Buyer’s protection on items from USD 100 (T&C apply)
SMS alerts, e-Statement, MedOnline and MedMobile

Eligibility & documents (Fresh USD / EUR)

Item	Detail
Nationality	Lebanese
Residency	Resident
Credit card limit	Up to USD 50,000
Security	120% cash margin, same currency

Existing Fresh USD/EUR cardholders: application for card services and amendments (limit increase), KFS, cash collateral / blocking letter, CDR. Customers without a credit card: credit card application, account opening terms (if not already signed), cash collateral / blocking letter, KFS and CDR.

Fresh card FAQs

Am I eligible to apply for the new Fresh USD credit card?

All Lebanese Bankmed customers are eligible, including USD cardholders with a zero limit, XF accountholders without a USD credit card, and customers who cancelled their USD credit cards with no recorded repayment issues.

What documents do I need? Do I need proof of income?

Only a copy of a valid Lebanese ID. No proof of income is required. Your credit limit is set based on the cash collateral you deposit (120% of the card limit).

What if I do not have an XF account?

You can open a new XF account and apply.

What is the currency of the Fresh credit card?

MedMiles credit cards are issued in USD. Regular credit cards are issued in USD or EUR.

Can I issue a supplementary card? Are there restricted transactions?

You can issue a supplementary card to a close relative (spouse, children, father or mother). Gambling and cryptocurrency transactions are restricted on credit, debit and prepaid cards.

Prepaid

Use the card. Keep the cash.

Access an array of benefits without the need for a bank account.

Fresh Funds Prepaid Travel Card

International and online spending within your reach. Issued in EUR and USD for individuals.

Worldwide acceptance; shop online and onsite
ATM cash withdrawals
Load and reload via MedCards eServices, MedMobile and MedOnline
Annual membership fee: USD 15 or EUR 15

Fresh Funds Prepaid Income Card

Ideal for individuals and companies’ staff for salary payments. Issued in USD.

Worldwide acceptance; shop online and onsite
Perfect substitute to cash-holders
Load and reload via MedCards eServices, MedMobile and MedOnline
Annual membership fee: USD 20

What is a Fresh Funds card?

Any amount received in major foreign currency banknotes or through an international incoming transfer can be credited to a Fresh Funds card, enabling the cardholder to shop online and internationally.

Who can benefit? Do I need an account?

Resident and non-resident Lebanese aged minimum 18. No Bankmed account is required. Travel card is issued in USD or EUR.

Is there interest? What is my limit?

No interest on purchases; cash withdrawals on non-Bankmed ATMs are charged. Your limit is the funds available on the card. First load is free of charge; later loads may be subject to a fee.

What is the difference between Travel and Income?

Both are accepted worldwide for POS, online and ATM use. The Travel card is ideal for travellers; the Income card is ideal for companies’ staff used with salary payments. For Income, the company shares employee details via [email protected].

Mileage

Be miles ahead

MedMiles is a co-branded mileage Visa credit card, introduced by Bankmed in partnership with Middle East Airlines, issued in five USD variants — Classic, Gold, Platinum, Signature and Infinite — and one LBP Platinum variant.

Visit our MedMiles programme section below or download the MedMiles “Be My Guide” app.

Feature	Infinite	Signature	Platinum	Gold	Classic
Miles earned	1 / USD 0.75	1 / USD 0.90	1 / USD 1	1 / USD 1.25	1 / USD 1.50
Min. repayment	5% (min USD 50)	5% (min USD 50)	5% (min USD 50)	5% (min USD 50)	5% (min USD 25)
Lounge access	1,000+ lounges, 1 guest free	1,000+ lounges, 12 free visits/year	6 visits to 25 lounges; 4 Cedar Lounge visits	—	—
Invitation only	Yes	—	—	—	—

A dash means the document does not specify that item. Airport lounge access is via the Visa Airport Companion App as of 1 October 2024.

MedMiles Visa Platinum Credit Card in LBP

MedMiles in LBP is within your reach. For every LBP 89,500 spent you will earn 1 MedMile. Accepted in Lebanon for purchasing. As of 10 June 2023, airport lounge access is temporarily disabled on the LBP card — apply for a Fresh Funds MedMiles USD card for worldwide lounges.

MedMiles FAQs

What is MedMiles Credit Card?

MedMiles Visa Credit Card rewards you with the freedom to earn travel MedMiles with no limit and to transfer miles between cardholders. It is issued in five variants: Classic, Gold, Platinum, Signature and Infinite.

Do cash withdrawals accumulate miles? Do miles expire?

Only purchase transactions accumulate miles. Miles have a lifetime of 60 months (five years). Supplementary cardholder spending accumulates miles for the primary MedMiles card only. Only the main cardholder can redeem miles (tickets may be issued in other names).

What is the cash withdrawal interest rate?

Effective November 2018, the monthly interest rate on cash withdrawal is 1.25% from the date of transaction.

How do I settle my credit card payment?

Standing instruction (10%, 25%, 50% or 100% of the monthly outstanding, from any bank in Lebanon), MedOnline, or a Bankmed branch.

Eligibility: resident Lebanese citizen, minimum 21 years, limit up to USD 50,000, 120% cash margin in the same currency.

Credit

Searching for the right credit card?

With Bankmed’s collection of cards, you’ll find what suits your needs. Shared terms: Lebanese resident, minimum 21 years, limit up to USD 50,000, 120% cash margin in the same currency, unless noted otherwise.

Lebanese Lira Credit Card

Pay in the Lebanese lira. Unique cash-back loyalty: contribute 1% of spend to the Children Cancer Center of Lebanon, or receive 1% cash back on your card account. Minimum repayment 10% (min LBP 3,000,000). Purchase protection from LL 150,000 per item.

Visa Platinum Credit Card

Grace period up to 50 days. 6 free annual visits to 25 VIP lounges worldwide (USD 32 extra). Buyer’s protection from USD 100. Minimum repayment 10% (min USD 50).

Mastercard Platinum Credit Card

Complimentary unlimited lounge access across the Middle East. Priceless Arabia rewards at pricelessarabia.com. Purchase protection from USD 100.

Mastercard Platinum — Order of Engineers

Specially tailored to the Order of Engineers. Pay the annual subscription fee and benefit from a 0.5% monthly interest rate. Complementary access to LAT Lounge at Beirut airport.

Mastercard Platinum — Order of Physicians

Specially tailored to the Order of Physicians.

Visa Gold / Mastercard Gold

Your key to golden privileges. Worldwide acceptance, 50-day grace period, SMS alerts, e-Statement, MedOnline and MedMobile, supplementary cards.

Visa Classic / Mastercard Regular

Classic, practical and rewarding. Worldwide acceptance, 50-day grace period, flexible repayment from 10% (minimum USD 50).

Platinum Euro Credit Card

Transact in Euro with ease and convenience.

Visa Classic Credit Card (in LBP)

Your excellent cash management solution, issued in Lebanese lira.

Visa Credit Cards — Business Card

Get the card that works hard for you.

Credit card FAQs

What is the cash withdrawal interest rate?

Effective September 2023, the monthly interest rate on cash withdrawal is 1.25% from the date of transaction.

What do you mean by a grace period up to 50 days?

The credit card cycle is 50 days, from the date the cycle starts until the card payment date. The number of days you benefit from varies according to the transaction date and the payment you make.

What are the published purchase interest rates?

USD MedMiles and non-MedMiles Visa/Mastercard: 1.75% per month on purchases; 2.59% per month on ATM and cash advances. LBP cards: 2% per month on purchases and 2.59% on ATM/cash advances. Interest on ATM withdrawals and cash advances is applied from the transaction date with zero grace period.

Debit

The smart alternative to cash

Youth Program Debit Card

Aged 18–25. 1% cash back (or talk time). Anghami Plus or Anghami 20-downloads depending on package. Monthly card fee from Fresh USD 2 / LBP 200,000 (mono currency) up to Fresh USD 4 / LBP 400,000 (multiple currencies).

Visa Platinum Debit Card

Make the most of every transaction. 1% cash back on all purchases, credited monthly to the default account. For Current Non-Checking, Current Checking, POS Merchant and Me7rez accounts in LBP or USD. Issued within 2 business days, or instantly at Instant Issuance branches.

Visa Classic Debit Card

The key to your cash. Pay for purchases or cash withdrawals. Available in USD and LBP. Receive the card instantly with one visit when you open a current or checking account. No transaction fees or interest on purchases.

Services

Protection, control and convenience

One Time Password (OTP)

Shop online and be sure you’re secure. Bankmed sends a six-digit OTP by SMS so you can complete purchases at Visa or Mastercard merchants that support the service.

Step 1

Step 2

Enter the one-time password digits received by SMS.

Step 3

Complete checkout with your card details as required.

Collision Damage Waiver

Drive abroad with peace of mind. Covers damages when renting a car using a Bankmed Infinite card, up to USD 50,000 per vehicle per loss (in excess of USD 250) for up to 30 days. Also includes restitution of holiday (USD 25/day, max USD 300), drop-off charges (USD 300) and lock-out (USD 60).

Purchase Protection

Shop with confidence. Most purchases on Infinite, Signature or Platinum cards are protected against theft or accidental damage, minimum USD 100 per item, up to 365 days from purchase — including gifts and internet purchases.

Extended Warranty

Benefits come in pairs. Doubles the original manufacturer’s warranty period up to 24 months from the purchase date on Infinite, Signature or Platinum cards.

SMS Alert

We always keep you posted. Automatic SMS notification on card activity — including supplementary cardholders — so you stay in control of genuine or fraudulent transactions.

eSIM Global Data Roaming

Free of charge to MedMiles Infinite and Platinum cardholders (primary and supplementary). Free 3GB global roaming data (one time, 21 days from first activation) and 25% off additional data in 150+ countries via knowroaming.com.

Online and international spending limit

Credit Fresh Funds to an XF account linked to your debit card to spend outside Lebanon and online — or load a prepaid card with USD or EUR cash notes at a branch.

Instant Issuance

Get your debit card and PIN instantly. Open a current or checking account and receive a personalized debit card, choose your PIN and subscribe to MedOnline, MedMobile and MedPhone in one visit. Available at selected branches including Achrafieh, Clemenceau, Dekwaneh, Fosh, Khalde, Hamra, Mansourieh, Mazraa, Minieh, Raouche Australia, Zalka and Zouk Mkayel.

Concierge Services

For Visa Infinite and Visa Signature cardholders: a 24-hour personal assistant for dinner reservations, chauffeurs, theatre tickets, gifts and more.

Cards advice

Cards are automatically renewed unless you notify us in writing at least one month before expiry. The due date for Bankmed credit cards is normally 20 calendar days from the statement date (7 days for charge cards). Pay on or before the due date to avoid late-payment fees and possible de-activation. Over-limit fees apply if you exceed your authorised card limit. Outstanding debtor balances are subject to the interest rates listed in the credit card FAQs above.

Apply at your branch

Visit your nearest Bankmed branch, or call us 24/7 at +(961) 1 708070 or 1270 (inside Lebanon).

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